People say to just go to office depot, but why would I want a standard contract when I could use one has been revised and is being used by a top investor?

The serious, long term implications should be obvious: If you are a newbie and have little or no experience with the standard purchase agreement (not to mention any non-standard agreements), are you really in a position to bluff your way through?

That $900 includes the filing fee and my attorney's fees.

I then have another agent gather all necessary paper work and docs.Then we transfer the file to a loss mit company.I meet with about three families every day.

I don't have a problem with someone making money, but can't there be a standard so that birddogs can operate lawfully and equitably?

The whole block has businesses in which were once SF houses, so its clearly been done before in this area.In the topic of rezoning, would I have to go through the municipal government and file my claim?

I am on the brink of filing bankruptcy.

As for accounting, learn how they file your taxes using Itemized deductions, Sch E, A, 10-99, etc. and have a CPA who can do the work for you.I believe in doing MY work (responsibly) and seek appropriate help from my Attorney, CPA, RE Agent, etc.

Plus the standard of 8% for vacancy and 8% for managment gives me 51.6%.

Different bank have different programs and standards.