All my extra cash goes into the company stocks and I don't save any substantial cash.I'm not really sure on how to calculate the ROI of this type of investing, but the re-invested dividends produce about $300 per month (currently) and the amount increases about $10 per month on average.

If you could find two flip-and-hold properties a year that met even a 90% cash-out refinance metric, you could build a portfolio of a dozen rentals before you even had to think about where to access more capital.That might be a slower strategy than you hope for, but if you did it that way, you'd definitely have a stable, productive portfolio that would spin off a fair amount of cash-flow.

Specifically, I am wondering about the income that the ADU on the new property will produce, and whether it is considered the same way as the rental income on a multifamily is.

You're at least a $100k shy of getting into single family product.  

Memphis has a lot of pockets in recovery and many that are fully recovered and producing big numbers. 

This is acting as an additional upward pressure on income producing properties.

US News just chose to weight the number based on population, so it pushed TX down the rankings, even though they produce more patents that MA.

This was developed by one of our awesome product managers, Account Closed.

I would visit a non-traditional mortgage originator to see what lenders he or she works with and what products they support without a DTI.Credit score will have to be > 580 and cash position will have to be enough to cover the difference between 96.5% of appraised value and sale price, plus closing costs.

That said, you prob wouldn't ever want to put 200 units of one product size/offering in one location.