Are you buying to house hack or rent out both sides.There are so many personal questions to answer, before you begin analyzing deals.Factors such as jobs, population, tenant laws, median income, affodability, crime, schools are all metrics to considerGood Luck!

If you don't mind providing some data for me to reference I'd appreciate it, but understand if you want to keep some or all personal--namely I'd be interested in approximate location, bd/ba count of your property and the rent % increase (or if you're comfortable sharing actual prices) implemented between your last tenant and current one. 

Income is irrelevant as most have no earned income.

@Jon DawesI personally prefer liquidity and flexibility and like you said so many variables which is why it's never clear-cut in personal finance.  

Duane, I personally do not like to finance an entire deal, for that matter I like to have a very low debt ratio.

Another concern is the massive personal mortgage my father obtained in 2021.

Depending how much you earn you can step up those savings by getting a side-hustle.

I believe there is information on each of the persons profile that I mentioned.

@Robert Trevino Right now in my market the cost to build is just so much greater than the cost of purchasing existing that unless you’re building a personal home no one is building.

It's definitely ramping up, and I do recommend caution and personal research as well, but that is true for any out of town investment.