In november of 2022, I loaned private money to them for a term of 12 months.

It has two loans one from 2007 for 744k the other is 150k that was borrowed in November 2022 that has a balloon that burst in 2024 .

-mid-term rental property (rented room by room via furnished finder), VA loan, cash flows $500/mo.

Not necessarily what you can do ahead of time to make it attractive but you can always advertise a TIA budget along with the asking rent so prospective tenants know you are willing to put up some money to improve it to their liking.  

I would only explore second-lien positions loans if your current interest rate is in the 3's.

I'm currently an owner of a 1 bedroom condo in the SF Bay Area, California that has performed okay on AirBNB and on the private market.I've got about $120k cash saved up (I know, not much, but thought it wouldn't hurt to ask)I'm looking to buy a second condo in cash, and am an all cash investor for religious reasons and do not deal with loans, etc.Are there any recommended regions in the US where I can get a Studio, 1 bedroom, or 2 bedroom condo for around $120k cash all in?

The RTC was a federal agency created in 1989 to resolve the Savings and Loan Crisis of the 1980s, which resulted in approximately one-third of all US savings and loans failing.Armed with just enough information to be a danger to myself, I made an offer and much to my surprise it was accepted.

I have a preliminary call in a few minutes with a person that wants to get into private lending and wants to engage our loan consulting side to assist.

Most programs will say you have to wait at least 3 months up to 12 months before you can use the "improved" value to borrow against.  

Wondering if anyone has a commercial lender who would know where to find a loan to accomplish my goal...