Also, my salary (which I feel is basically impossible to avoid taxes on) usually provides me with plenty enough to invest with, so I'm just trying to figure out a way to shield this 25k if possible.

My renting friend invited me over several times and expressed almost every time that he wasn't happy with the place and was wanting to find a house that needed less attention and maybe turn it into a multi-family scenario. 

So really you have plenty of options, but for now just focus on educating yourself and developing that plan. 

@Eric CarterWelcome to your long journey into the asset protection topic.You will find plenty of answers to these question in previous topics on this forum.I would suggest that you spend some time watching all the YouTube videos from Clint Coons athttps://m.youtube.com/channel/UC5GX-U6VbvMkhSM1ONBiW8wFor me it was the most educative summary that I found.

If we see drilling in the Permian Basin halted or severely contracted for extended period, then we'll most likely be in a depression and have plenty of other things to worry about!

I got plenty of experience about how to run a hotel because I got thrown in and pretty much just told to operate a hotel with little to no guidance.

The world is full of people who want to make plenty of money in real estate to fund a jazzed-up version of their existing lifestyle.

There are plenty of options outside of the standard captive companies like Statefarm and Farmers - independent agencies will be able to structure what you’re looking for through a master policy, which often times translates to savings in premium as well. 

I will only be there for six months as this will be the tech school for my job.I plan on living well below my means for a few years and want to max out my market investments and save plenty. 

The last 4 unit we were able to closing using an FHA loan was about 4 years ago ($1.1m) and 2 of the 4 units were vacant, duplexes are plentiful.