Has the property been assigned since the date you purchased it? 

You shouldn't need the expense of a PM software until at least 10 units.Rent Collection - have tenants deposit directly to your bank or use Venmo, Zelle, etc.Leases - we created a great one in Word, added form fields and then locked it, so all we have to do is tab through 6 or 7 fields to add property address, tenant names, rent amount, SD amount, start & end dates and a few other fields.Contractors - don't recommend Craigslist as mostly flakes.

Purchase Price: $369,000Rehab costs to date (Cash/0% Credit card): $22,000Additional cosmetic rehabs: $6-8kAs-Is Appraisal: $420,000 (April 2021)Current Rental Income (friend living with me): $800Mortgage: $2000Comps in the area: $490-560K but average sqft price $264 with prop size of 2450 sqft, so could be more.Rentals in the area: $2.5-2.9K a month, not including additional living space.My financing/current capital methods:Personal Income: $129,000 a year.Rental Income from above: $800Student loans: $340 a month.No other debts other than CC payments for rehab and personal debts: $12,000.Savings (does not include investment accounts, 401k or IRA): $12,000Cumulative CC Limits: over $50k.My questions include:What are my best options to get this thing to cash flow while adding as much value as possible for a refinance (pay off CC and have cash for another off market property I have in the wings).

Purchase Price: $369,000Rehab costs to date (Cash/0% Credit card): $22,000Additional cosmetic rehabs: $6-8kAs-Is Appraisal: $420,000 (April 2021)Current Rental Income (friend living with me): $800Mortgage: $2000Comps in the area: $490-560K but average sqft price $264 with prop size of 2450 sqft, so could be more.Rentals in the area: $2.5-2.9K a month, not including additional living space.My financing/current capital methods:Personal Income: $129,000 a year.Rental Income from above: $800Student loans: $340 a month.No other debts other than CC payments for rehab and personal debts: $12,000.Savings (does not include investment accounts, 401k or IRA): $12,000Cumulative CC Limits: over $50k.My questions include:What are my best options to get this thing to cash flow while adding as much value as possible for a refinance (pay off CC and have cash for another off market property I have in the wings).

We have filed a complaint with the local police and have also filed another one with the Internet Crimes division since Title company has not furnished any evidence of the same ( they claimed they have done these as well).

You could tell them you plan to terminate their lease to move into the unit and see if they move out at the stated date.  

Finding a place that is slightly dated or needs a bit of work (not talking about blowing out walls) often means the purchase price is lower and you can update it yourself adding equity. 

First, if there is a flood between now and the closing date, it seems like  the seller may have a property policy and a flood policy, but after closing, those policies will not cover any damage incurred prior to the flood, for me, the new owner. 

The lender that I chose for my HELOC was one of those who did not close or reduce any HELOCs during The Great Recession and did not close or reduce any to-date during The COVID Crisis; I know that history doesn’t dictate the future, but given that the Financial Crisis of ‘08-‘11 was the most recent and most severe benchmark to go off of, coupled with our current situation, I feel about as confident as I think a person can be in regards to that.

My plan is to pass my real estate license (pending state test date) and funnel any commission into purchasing multi-families.