Most lenders, although not all, intend to resell your loan after they close on it, which means it needs to meet strict criterias that are pretty standard across most of them.Now, your options could be to:* Go to a non-conventional lender, but be prepared to deal with much higher rates and closing costs.* Explore the commercial properties route - where they look more at your downpayment + ability of the property to service the debt, rather than your W2.* Do the house under your wife's name (if she still has a W2)The first 2 options will either mean high rates or high amount of funds down.

In the ones where I'm the investor/partner we use a pretty standard structure, cap mgmt llc, partnership llc, pass through on K-1 etc... 

Vacant homes it's standard operating procedure.

Or using the standard contracts we get from our brokerages?

@Dawn TangI’m International student right now and i’m on work permit i’m just looking for knowledge right now because i don’t have funds.

However, again, the standard rental market is still very strong to support the use of annual leases.Let me know if you have any more questions, or if there's anything else I can help you with!

I actually got lazy with it this month and had a college intern helping but they're not as good as me so I will just do it going forward. 

#3 was owned by a family business that was either in a internal legal battle or restructuring after a death.All three are odd considering the path we expect a home to take once an investor purchases it, but such is life I suppose!

Nothing too spectacular but here's my standard advice for anybody starting outEducation x Action = Results.

My three issues with the house are, one the roof needs to be replaced (it’s 15-20 years old and has moss growing all over it), second issue is the eaves troughs are overflowing with leaves and stuff (if this has been a standard practice over the 50 years they owned it this is a bit of a concern with water likely running right down to the foundation of an already old house, the third issue is the tax assessed value is 37k so if I buy it for 160k won’t the tax assessed value go to around 80k meaning my tax is going to double roughly?