QUESTION-if i where to pay off those credit cards in the next year or two, get my credit score to the required number and have the correct debt to income ratio.

I have plenty of verifiable W2 income to qualify but want to do this purchase with low money down.

btw, can I reject someone with TRA on the grounds of the low income (less than 3 times rent)?

API connected, if you only have Airbnb guests for a month and Airbnb supposedly paying the state taxes, when you submit your monthly State tax form, do you enter ZERO in the transient rental box?

Tenants pay for utilities, so for expenses I have vacancy 8% ($198), taxes $395, insurance $85, maintenance 3% ($74), CapX 5% ($124). 

You must buy in the same “tax name” as you sell  if you’re married filing jointly I’m pretty sure you can’t do a 1031 on just “your half”Ps.

Assumptions for VA and FHA are full documentation- w-2, 1099, IRS taxes, paystubs, bank statements... the War and Peace novel.

I was told by 2 lenders that my DTI is too high because my taxes show a loss on rental income.

The "1% Rule" can be a great rule of thumb but it doesn't account for a massive elephant in the room: Expenses.What really matters is NOI (Net Operating Income), which is why we prefer cap rate. 

I will be working remotely which means I have the opportunity to live at home with my parents and focus my income on building a real estate portfolio.1.