In short, I've always been involved in investment real estate at some degree.

We also have a very low cost of living (probably because the weather sucks and nobody wants to live here) but if you can tolerate 45 degree shifts in temperature in a 24 hour period you'll love it here!

I view student loan debt like business debt if it helped you get a degree that has actual market value like physical therapy school.

The reason being is that I have two years of a local community college ahead of me and after those two years I will be moving to California to finish off my degree which means I wouldn't be able to take care of any rental properties in NJ (where I live now).

I have agents that work under my brokerage, all with varying degrees of experience.

I know this hurts my cash flow to a degree but my strategy is to buy and hold for the long term so it makes sense for me.

Based on that combination of factors, you appear to be thinking what I'm thinking, this guy has substantial untaxed income.Yeah, the HOA has insurance and there actions to date suggest they know they may be on the hook to some degree because their guy so strongly recommended him to us.

My father is a building contractor, I do carpentry full time and also have an associates degree in Building Construction Technology.

Really it comes down to what interests you, resources, model, risk tolerance, neighborhood, and degrees of active versus passive.

My real estate includes my personal residents which I purchased in November 2016 for $130,000 and house hack to a certain degree with one roommate living with me.I also own a 4 bdrm college rental in a nearby market that brings in $1540 a month but due to taking an equity loan out, I only net roughly $250 a month.