Unless there is some kind of exception to the Colorado SAFE Act (like you can use a "hired" MLO) your chances of finding a lender for an OO purchase are slim.Off the top of my head Alternatives (for you and your attorney to discuss): buy the property in an LLC or other "non-person", have the lender lend to the LLC, and have LLC membership/ownership as you and your wife, with an additional member being the lender upon your demise (or other events (including insolvency, etc.))

You would probably have to go to a portfolio lender (one that keeps loans in-house versus selling them off to Fannie/Freddie) to get something sooner.The exception is the delayed financing rule which allows you to get a mortgage on the purchase price of the home if you do it within the first 6 months.

Shawn,When you hire cheap labor except cheap work, it is your fault for not paying more and hiring the best.Joe Gore

Those that have more money are better educated but there are exceptions.

I've never been much a pet person, except for the chameleon I kept as a kid, but I learned that even a vicious dog can truly be a flipper's best friend.Right now I'm looking at 2 investment properties (a condo and a townhome) that need work and I am very reluctant to engage with another HOA.Does anyone else have any tips or tricks on dealing with HOA Nazis?

Well except for increase your cost basis into that asset by $2k.

I use thunderbird to integrate all my email accounts except those web emails.

If he/she is someone you know and you want to make exceptions then you are not treating this person as a real tenant and this a business arrangement.

I have all my ducks in a row with the exception of an EMD.

It's difficult to achieve anywhere near $80k for most properties down there but maybe yours is an exception?