I appreciate the tough love there, probably just what I needed to hear.

Second, I'm not a good manager and it's all a tough lessen to learn but I love your tough advice here, thanks!

In comparison to an employee, who exchanges 40 hours per week for a salary, if you exchange 3 hours per week to oversee or operate your properties, then you are more passive than active.

Vacant building is tough for them to re-let or sell.

I live in LA and the housing market is very tough out here.

Such plans are available to those who have some form of self-employment and no full time employees.

@Cindy Gonzalez - NYC is a very tough place to house hack.

I’ve looked on some apps, but they seem tough to find.

.This is going to be hard on the bigger operators with very large apartment complexes in Oakland--I wouldn't want to buy a Rent Roll in a Class A, B or C area consisting of unknown cut throats and tough to deal with residents.Plus I wouldn't want to have my property managers quit due to not being able to deal with hard to handle types. 

Spreadsheets will only take you so far, execution needs to be part of the calculation, and that is a variable that’s tough to quantify.