Normally I tell people to start small.  

Here's a good rule of thumb regarding how lenders feel about credit scores for DSCR using our school analogies:- 680 (B-)- 700 (B)- 720 (A-)- 740 (A)- 760+ (A+)Every 20 points in either direction will increase or decrease your rate. 

I just got a land loan that required 25% down for a 5 year arm. 

Self Directed IRA Funds How did you add value to the deal?

I would look for small multi-unit properties with high bedroom counts.

Ask them if they are a direct lender or a broker.

Bulk salt, oils, vinegars and tons more.TP, paper towels, small soaps and shampoos, coffee pods, tea, creamers, Splenda and sugar packets, disposable cups, inexpensive food containers to take food home, Ziplocs, aluminum foil, parchment paper, plastic wrap....on and on.I believe is providing a lot of stuff like that for guests.

Looking up lenders near me and go direct to them?

So in the mean time, I been keeping busy with working on my own properties and a few small landscape and PM accounts. 

There is opportunities here for small appreciation around 3-4% per year.