@Monica C.  Are

Carefully review and understand the specific process and approval criteria or standards the governmental org. will use as a basis to make a decision on your request. 

Say the only thing they do is get the mortgage and you provide the downpayment/take care of everything else. 

I only pay for lawn care and mgmt fees.  

@Katrina Razavi In terms of investment, I find the opportunity fund concept to be the most intriguing, personally.

Since the advent of the service fee on VRBO/Homeaway travelers (who care) are searching out other places to find rentals for their vacations.

I don't care if its a .500 or 1.00% higher in rate to get to 90%, get approved for MAX ltv.

Tenant is responsibke for all utilities and lawn care/upkeep.

Within a month he was working toward fixing his violations.Read the rules carefully because some HOAs do not allow non occupant owners to serve on the board and in my experience board service can be very important.

In other words I keep it at 10% until I have a property under contract.Lawn care/Snow removal (minimum of $50/m)Miscellaneous (5% minimum).