@Lynnette E.  660 is not a good credit score in my market and a bankruptcy - especially one so recent - is a major red flag.   

As u go u learn to see red flags.

The preach of 3.5%-5% down is irresponsible without the bolded condition of know your numbers, don't over leverage, have contingency funds and plans, DONT OVER LEVERAGE.Legitimate good deals are far and few between for most people and agents so they make a lot of BS excuses to justify a bad buy as something decent, they are wrong and just in denial as it highlights there weakness to perform in the market.

There are a lot of things to look for, and a lot of red flags to run from.

When declining an applicant who does not meet your credit score requirements or has issues on there credit that raise red flags do you have to send them special notification or would a standard phone call letting them know be sufficient.  

The hardest part when developing raw land is getting through all the red tape.

See my thoughts in bold below.1.

This is not meant to host multiple unrelated renters and is not meant to have this many separate units... we are gonna red tag this place!!!"

Short sales usually take a long time to close because of the red tape of needing approval from the bank.

Red and Gold Remodeling is our go-to!