When transferring over the title and down the road selling the property do you know of any legal or banking push back that might hinder the process.

I always found it ironic that by paying more taxes than needed, thus having less money than you could, you can get a loan easier.There is a reason the government made rules on who could be approved for a loan. 

You can agree to anything legal in a contract.  

I'm still not pre-approved but my credit is in good condition as well are my finances. 

One other caveat: these are townhome style condos, and are legally described as "building and unit" not "lot and block".

I have money saved up, but dont have enough income to get approved for a certain amount, any idea of what i can do ?

Do not rely on it for legal advice.

I'm guessing / hoping the higher your rental income the  more likely the lender will approve the refinance.

He specifically went and found sellers who were motivated to sell but not actually displaced (one guy was in jail and wanted money for legal fees, it had been his parents' house). 

Over the years I have accumulated equity in my properties out of state that I currently want to invest in a 5+ multifamily closer to me (Los Angeles). I'm new to commercial so I would like to learn as much as I could ...