(You can actually experience all of these emotions within 30 seconds in this business :mrgreen: ) Emotion can force you to into bad decisions.

That way if you have to go to court, as he did, you can claim the 5th and not give them the information/access to your assets, and your attorney can exercise the attorney/client privelege and cannot be forced to give them the information either.

In the situations I've seen the roommates choose the new person who moves in when another one moves out, which isn't ideal in terms of screening, but on the other hand if you force someone on the roommates and they don't like the person that could be a potential issue as well.

I taught a lot of H&R Block's advanced training courses and I will say the problem is that the associates have a choice as to what classes to take rather than forcing them to further themselves.

These facts have forced me to look hard at investment strategies and formulate possible alternatives.

Next is having insurance, a million dollar liability policy will usually cover about everything, perhaps 5 million would take care of you sending aliens down sucking tenants up into a space ship, I know, it's unlikely.Next, something PMs here will certainly cringe about, have a good Hold Harmless and Indemnification Agreement with the PM for their acts or omissions in connection with their duties, so long as you have insurance if force.

A tenant is not forced to sue a management company if there is an issue - they can sue the property owner directly.

What we would want to do is figure out if the previous Mortgagee (Lender) had "Lender Placed Insurance" or "Forced Place Insurance" on the Subject Property during the event when the property burnt or became damaged.  

I feel like the CA FTB is forcing me to break my promise. 

So you really need to do something to force appreciation (e.g., buy an empty junker, fix it up, fill it up, then refi) or patiently wait for enough appreciation to make it work dealing with the refi costs.