I'm a truck driver that currently resides in Norcross right outside of Atlanta.

Again good farm land is in high demand and usually goes up for auction or is sold privately.

Wanting to BRRRR a bunch of times and I don't want to get tied up for months, because the lender decided no more, while we have private loans or personal capital in it.Can you elaborate on delayed financing?

Your partner / private mortgage lender also is not the borrower to the main lender, so none of the PATRIOT Act stuff applies. 

It is a 3/2 with all the bells and whistles and even has a 700 sq ft apartment attached to the garage with its own private entrance.

Thevast majority of rentals and private homes in my city have them.

I have friends who are have been commercial bankers  at FDIC chartered banks public and private for decades who are leaving because they cannot push loans through. 

I haven't really heard of someone getting terms like that in the private lending environment in a first deal.

I am 29 years old and currently work for a private jet manufacturing company in Savannah, GA as a Structural Test Engineer. 

Ask for a scan of their drivers license if you proceed.Are you sure they are changing employers?