So when you had these hot beds of real estate speculation and borrowers could walk with the only thing they lose is FICO score and in many cases they put nothing down.. well they just walked.. and it became like chasing a falling knife it just got bad and kept getting worse.on the investor side.. you had thousands of investors in short term notes that could not get refinanced.. and probably in your line of work syndicators and other institutional investors who were stuck and could not refi and the lenders chose to foreclose.. especially if lets say Rialto bought your little bank that went under.. they were brutal on chasing he security .

Ill be in Cincinnati for a RE meet up and to look at real estate.

Since my initial post I've secured a day to meet the owner at the property.

GO MEET THE NEIGHBORS.

I reckon 3-5 years is too short a time frame to GUARANTEE continued appreciation that gets you cash flow AND a profit on sale, after taking all expenses into account - if you're paying market value, in an already hot market.

The manager told me she would meet me there so I could go in to see the property.

The market was climbing and hot at the time, and I had to make a decision to keep or sell. 

Then I go to send a message to a handful of  local peeps I want to meet and interact with and after 2-3 messages I just got "banned" and can't send anymore messages??

Tell everyone you meet that you are an agent, get cards made and hand them out.  

What about local real estate meetings?