They wake up at 10AM and check e-mail for all their offers.

Approximately 0.00% of my clients with $3,000,000 or $5,000,000 in personal mortgage debt have the day-job income to support it, half of them had a conversation with me where I went over what choice to pick for Schedule E in cases where your CPA gives you a choice between a few options that are all allowed by the tax code.If you are buying cashflow positive real estate, your DTI will actually go down over time.

I have no liquid cash, a 22,000 personal loan, but I have a duplex I owe 65,000 worth 170,000 that rents 1600 a month altogether minus the 720 dollar mortgage.

for me personally the only one I would trust to make a small business loan is my local commercial banker or credit union.even if they don't rip you off for advance fee's which is so common.. they never do end up funding.. business loans unless they are credit cards  are very tough to get.. if your getting a unsecured 500k business loanmeans you have at least 1 million in liquid cash and or securities.. 

On schedule E would we write it off as “Mortgage interest paid to banks” or “Other interest”?

Nice to e-meet you!

You're a liquid, solvent person who is willingly entering into this unprofitable transaction, asking the bank to make it profitable for you. 

I currently use TheRedX for FSBOs and Expireds. 

Take the area you’re interested in and ask for any property addresses they manage in that area, then look and see if you can find old expired rental listings for those addresses.  

.)- Liquidity (most lenders will include things like stocks/bonds, and money in retirement accounts as well as cash, but will mark the former at a discount, say 50%)- Estimated FICODo I get some kind of preapproval?