Problem is if I change title, then bank might find out and call loan due (slight chance), but probably not.

Are there any you know of, by any chance?

How do I build that without being given a chance?

Some kids just need a second chance in life.

If you are taking out a loan for a down payment (either a line of credit or refinance loan) does that negatively affect your chances of getting the mortgage to pay for the rest of the home?

There are other forums about cleaning up credit that go into this in great detail.https://www.google.com/#q=pfd+credit&safe=off Getting these things deleted would greatly increase ones chance of getting loans, and getting them at a better rate.

Technically it could happen......but its an extreme long shot chance that it would ever actually happen.

If I'm not mistaken, after June 2013 FHA PMI will stay with with you for the life of an FHA loan.1) When you go to refinance the chances of you getting a better conventional rate on a multi-family property will most likely not be possible.2) In order to refi into a conventional loan you will need at least a 20% equity stake in a multi family residence.There are a few other considerations but I think you get the gist of it, refying out of an FHA is not the easiest thing to do.

There is a good chance to rent as my neighborhood is near a private university and there are other rentals in my neighborhood but the going rents will not fully cover my mortgage, taxes, insurance; not to mention the HOA fees, lawn service, regular maintenance.

I'm thinking of getting my real estate license as part of my learning, but I also want to get started soon so I don't lost my momentum.I'm glad for the chance to interact with folks on BP and I'm eager to find a way to contribute as well.Thanks for reading!