LLCs are passthrough entities, meaning that they are effectively the same as buying in your own name from a tax perspective assuming it's a single member LLC. 

@Kyle BrownA different perspective...While 3-unit properties are multifamily, they are still considered residential properties.

I've heard amazing testimonials, so that's the perspective I see. 

Other factors to consider like location, but  the duplex has been a great investment so far, enough to shift my focus to acquiring more.

My thought of increasing a down payment to get a lower interest rate will seem vile to them :-)  So just take this as one of many perspectives.

As a Broker, i can attest the market is hot, and prices in some areas are starting to rise, its not stupid yet, but the lending hasn't gotten stupid yet either. my outlook is one of 3 things, we are one "major event" (terrorist attack, war, natural disaster) away from a market shift, so far gas is rising post Houston, and all is silent about the North Korea missile.

From my perspective I think it is best to hire a GC and manage him.

Reminded me a lot of podcast #197 with Chris Heeren from the financing perspective.

Just trying to see things from different angles and other perspectives.

However, does the HM know or have they been told that this makes it an issue from a financing perspective?