PA wanted transfer taxes on 90K, or an explanation.  

We never include a financing contingency, but the assumption is always that the deal will be financed.I'm sure there is a simple explanation for this that I'm missing.  

Andrew That is correct Andrew there is no limit to the amount of primary residences that Fannie Mae will allow so technically if you can make a good case (letter of explanation) for a primary residence then you can continue to purchase them as long as you qualify with respect to income, credit, assets.

I know that many of you have had numerous experiences so what better way than to get advice from you all.  

@Paul Ewing Thanks for the detailed explanation!

I will look at my subject property numerous ways to see what I think the real ARV is.

Considering how many investors come across absentee owners in numerous housing market across the country and back; on an ugly house we think of it as nothing.

Even though there are options there, I'd prefer not to touch those funds for numerous reasons. 

To attempt an explanation while drunk. 5.

Here is one report mentioning this sort of inspection elsewhere in PA:http://dornish.net/proa-board-meeting-december-200...http://dornish.net/proa-needs-your-help-for-its-le...http://dornish.net/fall-2011-proa-report#more-911http://dornish.net/july-proa-board-member-message#...Here is the West Chester case; page 29 starts the explanations on the basics of why the lawsuit started; page 43 gives the decision. http://www.proassoc.org/pdf/WestChester.pdf