We have a five year spread in gold prices of: Low $374.40 - High $1,002.80 A high end suit has not deflated/inflated a spread from $3K to $1K over the last five years.

In other cases, as othres pointed out, when using my own cash, I avoid tons of bank fees and even more importantly, wasted time and efforts dealing with them, and thus save money which allows a larger spread.

I've heard over and over on the media that we're mortgaging our childrens' future.

Whether or not there are latent racial implications in terminology, using terms that are ambiguous (especially in a public forum that is referenced by mass media reporters on a fairly regular basis now) keep one in a better legal situation.

If you wanted to do that process legally, why not take control of the property via an option contract or warranty deed/grant deed and then market the property and keep the spread.

I am considering putting it over there so I only have to pay the spread between 2.75 and 4.25 until I make a move.

Great way to get instant cash, plus monthly cash flow via the spread between your mortgage and the lease amount.As far as your LTV spread, that depends on your market, and several other factors.

If you don't already have a buyer in place, advertise, advertise, advertise, and talk about it to everyone to spread the word.

Some suggest adding media articles documenting the severe downturn specific to our area and others say it is a waste of time.

It seems like a great idea that should spread.