I feel this is my last shot as i am writing it out it makes no sense unless I add one jdu and one adu.

@Nate P.Your profile hints that you are living abroad.If you are a US citizen - you want to make sure that the CPA you work with understands the foreign earned income exclusion(FEIE).If you purchase a property and are expecting valuable feedback on how that property will impact your tax return, you will need to provide a rough profit and loss projection(rental income and expenses) along with purchase price to have a conversation with your accountant so that they can provide you good feedback. 

For the last couple years I have had losses on my tax returns from passive rental real estate activity.

I have spent the last 25 years as a Mechanical Engineer and have recovered financially. 

The last few months I've been using an in-house guy that I hired to pull lists and skip trace for me and its been a gamechanger.

I had a new PML ask me about the difference between a Loss Payee and a Mortgagee so I thought I would share some commentary from my insurance agent partner on the subject: Quick point of reference between the difference between Loss Payee and Mortgagee:Mortgagee: the Lending company/entity that lends the money for the propertyLoss Payee: an entity or party that has an insurable interest of said property.

I have maybe sent 6 email over last year. 

If you do plan to go for the bonus depreciation then make sure you’re committed to the property for at least 5 years.There are still lenders doing 10% down second home loans as well as 15% investment - I just talked with one last week that served most of the country. 

How much for personal property and loss of income?

I did this last year!