Robin Schulz with that hot take.

With the market being so hot, it's important not to over pay just to get in a deal.

I am not sure i would sleep well with only $1m in umbrella.... saw a post where a child was scaled by too hot water in cali and got $3m judgement, and another big judgement because of broken door lock allowed an x boyfriend to enter and assault tenant.I think prepare for the worst and hope for the best is appropriate here.

When we bought our current (primary) home we didn't see any surprises in the inspection report, but did manage to negotiate for a new hot water tank/heater - which we knew was at the end of its usable life when we saw the house in the first place. 

We are in a very hot real estate market with a lot of competition for properties to make exchanges.

However, we're in a very hot market and priced out of most anything where the numbers work. 

I ask because it seems like the Dallas area is very hot for multi-family and it seems like most owners would be clued in to that. 

Many tenants look exclusively for buildings that provide heat and hot water.

A little context though: I live in south Texas and it's hot so tile helps.

Well the mls in my area is getting too hot.