@Darius OglozaExodus from CA, maybe true to some degree, did not really affect Bay area housing price.

I graduated from college in 2015 , you can imagine fresh out of college with a degree or I would like to say a paper that can’t pay my bills.

Like much of TN, "most" of the time it will snow one day and then be 50 degrees. 

Several schools offer Real Estate degrees, but they are likey geared toward brokerage.

A landlord must repair a condition if a tenant gives notice of a condition, the tenant is not delinquent in rent payment, and the condition materially affects health or safety of the tenant or is due to the landlord’s failure to supply hot water at a minimum temperature of 120 degrees Fahrenheit.

The rental demand is very high in the market due to all of the job growth and inbound population.Happy to discuss the Phoenix market with you as I enjoy another sunny, 70 something degree day!

I don’t know what these kids are expecting with their random degrees LOL.

You may want to look at your numbers to confirm that this is a rental you want to keep because it seems like you have a monthly negative cash flow and are relying on appreciation and equity buy-down for your profit which is a risky place to be.To answer your question succinctly - Yes, banks will see this investment as a concern and will want to see your global DSCR improved after any new loan which means your next rental will need more cash flow to offset this property. 

My son is now a mortgage loan officer with a degree in Finance, so he's very excited and also helpful with his awesome number crunching skills :) How did you find this deal and how did you negotiate it?

I know I don’t need a degree to do real estate I am in the military and need to take some classes and get a degree in order to rank up just.