However, the return on an investment in real estate is usually calculated from the perspective of ROI and Cash-on-Cash return, which is based on the cash flow on the deal. 

Based on the criteria you listed, I think our market may be perfect for you.

DSCR loans can also have flexible seasoning, meaning you can cashout refinance quicker based on the new appraised value.

Why do licenced/fiducary advisers keep recommending a broad based etf? 

For instance, if your property is listed for sale below its appraised value or if you reduce the asking price during the listing period, most lenders base their lending decisions on the lower of the two values.

If nothing else I take responsibility for that and will work to improve our communication systems between our franchisees, client success and sales team that's valid.As I have done before I'm a big fan of transparency and this forum, and will happily talk to anyone that has concerns about how we do business.

Yes, you will be required to pay income taxes on your withdrawal based on your year-end income vs expenses.  

Keep plugging away and you will find your success....Your success is based on the work YOU put in....

Echoing what @Rick Albert said, see what your market has, based on what you want to charge for future rents.  

I'm a big fan of owner financing deals.