You know how everyone complains about govt regulations and red tape?

But that doesn't mean they don't exist.

They may have not had the origination platform to conduct HARP Refi's, they just service existing loans(default servicing too, so they probably do HAMP & SS for the investor).This was the case when I worked for Green Tree.

The payment, number of payments and future value of zero is fixed by the existing loan.

(existing 1500sqft) We will be building a 4000 sqft new house in its place.

When you purchase in a " Community " organized as an HOA there is already an "encubrance" on the Title which obligaes your compliance with All by-laws,Rules, Regulations,Assessments, etc.!

There is alway existing mold there.

I'm not sure about the bandit sign method since these areas are all in designated cities where there are applicable regulations against it.

The title company then sends checks out to everyone involved, including the seller's existing lender.2.

So, here's the breakdown:Owner hold existing debt but let's assume its free & clear for this example.Sale price: $130,000Repair Costs: 50,000Difference: 80,000That's 40,000 a piece and for you that's a gross return of 80%.