I think large tiles in a shower always look better than small.However, I think a solid gray might look better with that color scheme.

Also to add more color there are some accounts from 5 years ago that are delinquent but not in a large amount

Does choosing color make you cringe?

Paint is great if done correctly, otherwise it's just a different color of "blahhh". 

Lenders like this because you are putting skin in the game.

He had come home after work at 9:00 pm and it was raining and dark.

Having the money for the reno will hopefully offer enough "skin in the game" for approval.

For example: old ugly paint colors, wall paper, brass door handles and accents, old appliances, dirty stinky carpet.The more that you have to do to the house, the more potential for profit.

Depends on location, how much rent you asking if your place in a really good area you definitely want you place to stand out brighter colors attract people faster your place will not be empty 

Ask for a brand and model number, tell him/her you want to pic colors and specs.Are additional materials included?