If you believe it, the only one that we should trust to do anything for anybody is "our friend", the government. 

The very first thing you need to do is read the rules and regs that govern vacation,  resort and college rental zones in the area where you're planning to invest in.

Basically ... the federal government has overstepped their bounds and put way too many restrictions on home lending.

The Single premium MI is more pricey as the risk increases to the lender so you'll notice the single premium is much cheaper when you have 10-15% down as opposed to 3-5% down on conventional financing.There are even 0% down programs for FHA and conventional where government entities come in with the grant for the 3-5% down payment so the borrower in essence is 0% down payment (primary residence only and sometimes first time buyer requirement).Hope that helps and that is the real darn truth not the BS you hear about MI. 

As someone living in Korea and keeping up with the news, I know that China is having problems and since China is Korea's biggest trade partner, that affects the Korean economy.I was listening to an analyst talk recently about the Chinese economy and how there's more capital flight as the Government cracks down on 'anti-corruption laws' and has jailed a few prominent investors.

Otherwise, the local or state government may have something. 

Why not, the government is paying.

Cash strapped governments are increasingly targeting developers with fees from many angles.

Anything 2-4 units is considered multi-family residential as far as FHA (and all other government back loans) is concerned.

However, this has subsequently slowed down or played out altogether depending on the market you're farming or intend to farm.The best thing you can do is look towards wholesaling deals to someone who might be interested in bringing you in as a partner if they like the way you do biz or think you have potential.Lastly, there are lots of credible sources on the Internet that will help teach you how to write a successful business plan.