they determined that a lot of the theft was from the workers that worked for the contractors and new the lock box codes coming back and stealing stuff or telling their cousins etc. 3. pull into gas station and have to lock your car when you leave and head on a swivel  or simply do not buy gas there at all to dangerous. its these type of things the locals are raised with and us OUT of state folks have no clue about especially if we were not raised around that environment we simply dont know what we dont know.. 

What resources are there to determine what class a neighborhood belongs to?

I have been taking his class every Saturday and my underwriting has improved so much in just a few weeks .

You have one set of "assumption" numbers yet it does not take into account the area class (A-D) or the property condition (A-D), property age, deferment status on maintenance, unit configuration such as SFR or multi, what kind of multi, a side x side or over/under, maybe a Quad, etc etc. 

Her Concerns:Current home location, cannot re-create for the price point we got into this house, $250KToo much debt to get started (target purchase price above), she suggested partners, and I agreedDoes not want to sell the rental property and put all the money into a new investmentBottom Line-I needs advice as to the best way to posture our family to move into a multi-unit property that will give better security in our current markets environment. 

In my state source of income is a protected class, so I can’t deny on this fact alone.

@Jay HinrichsI recently saw some assets originated in last 24-36 months that were performing but the originator has class action lawsuits pending against them in the state for predatory lending.

First thing is gaining knowledge and experience in the asset class you'll be purchasing.

@Joanna Valdez just my two cents here, but I've long suspected that OKC is home to some of the lowest-class tenants I could dream up. 

Cheaper to buyThey rent for lessThey attract a lower class type of tenant (not necessarily bad)