. ….I am completely aware that it is my responsibility to remain current in bills, however I would like to take a portion of Octobers rent to replace my vehicle ….I will be about 2 weeks late and I am also aware that this will result in a late fee “I am careful what to respond; I want to have a good relation with my tenant and respect their early communication but don’t like the bad trend either.

My wife Becky is a KW Realtor who might be willing to share local stats and trends from time to time. 

There is also a national report entitled "Emerging Trends in Real Estate" just updated by PWC and the Urban Land Institute which provides real estate investment stats on Austin.

Where are local inventory levels for real estate trending?

As a rule the big captive agent insurance companies are losing money on their insurance business and then barely breaking even with the profits from financial services divisions.

This should be definitely according to your state law and also check the market trend price. 

https://www.attomdata.com/news/market-trends/u-s-foreclosure-activity-down-24-percent-in-august-2019-14th-consecutive-month-over-month-decline/Ignore their very misleading headline and take a close look at paragraphs 4 and 5.That looks like gathering storm clouds to me...Proceed with caution.

We could technically flip it but this market appreciates like crazy and this neighborhood is trending upward

My goal is always to have risks as close to zero as possible and neighborhoods trends and qualities seem to be anchored in our collective minds - which really work at a generational pace.

To quote the first paragraph:   Sebastian Obando, Staff Writer The commercial real estate market remains strong, despite talk of an approaching recession, according to an Emerging Trends in Real Estate 2020 report produced by the Urban Land Institute (ULI) and consulting firm PwC and released at this week’s ULI fall meeting.