On the lease I list all occupants by name and no body 18 or over can move in or stay more than 7 consecutive days.

I would not recommend you attempt to purchase it.

In no way am I attempting to cheat anything or anyone.

I was on the phone with my insurance provider attempting to get a quote and once I told him it was an investment property the conversation changed and he transferred me to the business insurance department. 

The formula is my attempt to account for the fractional part of the credit score and emphasize its importance to the cumulative score  - some examples using 2000 for simplicity are:  Income Rent Multiplier Score Normalized 4000 2000 2 4.0 2 Rejected 4500 2000 2 4.5 2.25 Rejected 5000 2000 2 5.0 2.5 5.0 Added to Total Score 5500 2000 2 5.5 2.75 5.5 Added to Total Score 6000 2000 2 6.0 3 6.0 Added to Total Score 6300 2000 2 6.3 3.15 6.3 Added to Total Score I will create a spreadsheet to calculate total score for this once finalized and provide to anyone interested.

I attempted a wholesaling deal with a friend from college who is a realtor.

I am attempting to build a team locally for BRRR opportunities in Hampton Roads and would love to see what opportunities you are both assessing pre-MLS.

What I am trying to figure out is if I should continue making repairs and attempt to make it cashflow positive or fix it up to sell.Current Issues: Leak in basement and retaining wall by the driveway that need repair.Minor Issues: Water pooling in backyard, deck could use work (functional, but not pretty)Has anyone had any similar problems?

You're talking putting houses under contract without ever personally seeing them (trusting some pictures or someone elses word) then attempting to present that product to someone else to buy.

I am currently in the process of attempting to purchase a quadruplex, with 3 tenants currently living in and paying rent.