This security deposit needs to be placed into a separate interest bearing account3.

Lisa:I think the first question should be are you getting into this for the right reasons?  

The percentage is meaningless because you're looking at the properties from an investment aspect and properties are listed on the MLS based on what the sellers feel like the retail market will bear.

The length of a lease has very little bearing on how long a tenant will stay.  

how did you determine load bearing or not.  

I need to cast a wide net2) Am I connected to everyone I need to be? are

So it may not be available.But if you take little manageable steps until you've got a safety cushion of a few months, and no consumer credit at all, and a paid for primary residence (I admit it I do bear a resemblance to another Dave..) then you can feel absolutely comfortable going all in and leveraging to your hearts content (it's only a passing resemblance to that other Dave).  

Folks,I was in the process of increasing my HELOC limit when BoA mentioned there is a new FHA limitation on HELOCs where the total number of mortgages someone can have in order to have a HELOC (bear in mind I was just trying to increase the amount) is now 5.Do you know of any banks that do not have this same limitation for a HELOC?

The fact that it still turns on has no bearing.

The fact that they approved 200K more than you need has no bearing on your rate.