Bad management can turn a good property into a loser. 

If you were in their shoes, you would be trusting the past landlord's reference and wouldn't want to end up with a bad tenant. 

Just try and learn as much as you can about the entire process and filtering out bad deals from the good ones.

I don’t think it’ll be as bad as most people think.  

A pre approval might not be a bad idea to get a lay of the land.

Hoarders are a fact.. most are owner occ's as they need years to create those conditions.I tore down  5 houses last year all Hoarders so bad you would not even fathom it.. 

I have some BAD debts I could eliminate, some debts I could work on, add to savings, or do something else?

Thanks for your time.Also do you think becoming a residential real estate agent is a bad career to get into in the next couple of years due to the technological advances, making agents more obsolete?

I would love to hear the pros and cons (or what you would do) of what I see as our choices (maybe you have other suggestions).1.)

I really don't feel that the fact that it's difficult to start buying now is a bad thing for you right now.