Right now I’m approaching 50/50 Lol.

Now, down at those temperatures, your COP will be approaching 1.Here where we have cold winters, code requires an ancillary heat source - electric baseboard heaters are most commonly used - to supplement the heat pump in the dead of winter (we frequently get 2-3 weeks where temperatures are below -20C).In a warmer climates, even if code requires you to put in ancillary heat, you should never have to use it.

My approach is......what does my offer price need to be for it to match my numbers and make sense?

My agent has submitted a rebuttal on the appraisal to the lender.Anyone with suggestions as to how to approach this? 

My approach from day one was not to get stuck with a property where you can potentially have 💯 vacancy.

Do you have any pointers in approaching lenders before having an actual deal?

I know that I am not the best looking guy, but I think people find me approachable.

I plan on bringing a contractor with me when I go see the property for a repair estimate.I'm setting up a meeting with them this week, but I'm still a little unsure as to how to best approach the situation.

I just don’t know how to approach them on the terms.  

@Jason Todd I’m not sure what the best approach would be but I’m intrigued and would like to follow this post as it goes.