If they are borrowing 75-85% (putting down 0-10% of their money,) it’s virtually unsecured debt as you would never collect a dime during a foreclosure.

I want to inquire more real estate but dont want to use my money anymore.

Or, the same-sized house sells for different amounts of money in different parts of town - see if you can figure out why that is.Good luck!

Any loan under than 20% down (other than hard money loans) normally requires that it is an owner occupied home, e.g. you have to live in it for a year.

Investing in real estate with your own money and from a position of financial strength is, I believe, a far more rewarding experience than leveraging other people's money and being dependent on a positive outcome to keep you afloat. 

People pay rent with money, not their SAT scores. 

I work full-time as a CPA audit manager at a Big 4 public accounting firm, and in my free time I would love to help and learn from an experienced investor with strategies similar to what I’m interested in (appreciation, single family (potential multi family), mid-term rental (potential short-term)).Open to any advice as well on how to make my first leap into actual investing!

There are way to many PM's not getting properties rented and they are staying vacant, there is also way to many rentals being rented less than market rent to get a "quick tenant" causing investors to lose money, you will also need that PM to be completely productive and quick to the applicants and also not trying to incentivize off of your property needing repairs.

see who has what money  etc etc.

I personally use Navy Federal and they aren't small, I would actually recommend just about any credit union.