We are currently in the process of switching platforms as well because we are expanding our portfolio and will need something that is a little more streamlined and doesn't require so much manual entry.

Traditional How did you add value to the deal?

The loan requirements are the same as a traditional FHA loan underwriting (owner occ, 3.5% down at 580 credit or better, Mortgage Insurance, etc) except you can use up to 75% of the rent roll to lower your DTI ratio, and you cannot have any existing FHA loans outstanding unless 100 miles away from subject property.The 203K loan has a lot of upside but is quite cumbersome to navigate.

You have to leave your money in for either the life or terms on the investment if it's a flipping Reit or 2 to 5 years on a traditional one.

Given you won't have the traditional 20-25% down, it will be even harder for you to cash flow.

(Contemporary, modern, traditional, etc.)

Buy a property with multiple units using a traditional mortgage and 3-5% down.

The cost of the project will be at least the same, probably more (bc most contractors have never worked with them so they charge a premium), and will probably take longer to build too (same reason that price is higher) than a traditional stick built project. 

. – For the first time, online platforms such as Airbnb would have to collect and remit taxes on vacation rental properties, ensure that only properly licensed rentals are advertised and provide the state with specific information about the rentals, under a proposal headed to the House floor.In exchange, short-term rental regulation would be “pre-empted” to the state, largely preventing local governments from regulating vacation rentals.

As for a new roommate while traditional screening is important you might be better off with someone with a lower credit score (due to lack of history) that you personally feel you can get along with.