I also have sewer & water line insurance provided by DEP via American Water Resources (AWR) but every time I call them, they say there has to be a clog and all they will take care of will be fixing the clog.

You don't really need to do that yet as you can get the traditional financing in your name and transfer title into your LLC if you have one.  

I could see lots of folks with limited equity and no flood insurance on their house walking away from the mortgage before spending the tens of thousands of dollars to fix flood damage.

I enforce my tenants purchase renter insurance.

We are both physical therapists and we do not find it wise to have 100% of our income be reliant on being physically able to work (disability insurance can only provide so much comfort).

Hi Account Closed for reports or you can connect with almost any title company that can give you various sales reports so you can get familiar with the market sales across the Valley.  

So basically like the title says I won an arbitration claim against the sellers.  

When purchasing via a lease option, do you get the seller to sign a option agreement and then record it, and not actually go through the closing process with a title company until you exercise your option years later?

Investopedia is on the right track saying that the rule is supposed to ensure it covers your mortgage, but it's much more than just the mortgage, it's the insurance, taxes, maintenance, etc costs that are in addition to your mortgage.

My ex-wife (and myself but I am not on title) have a rental house.