You should set up a separate account for your cap x expenses and your annual vacancy rate. 

It does save you money while pricing out a loan since there are less hits to the rate. 

You get better interest rates/loan terms. 

The reality is with a low down payment, with current rates, properties will be cash flow negative when you move out. 

You may have unknowingly lost your 122 exclusion, have only a pro rated one, may not qualify for a 1031,etc, etc.

If for example you reduce the rent and remove a concession (e.g., last month's rent free)), and someone starts an application at the old advertised higher rental rate + concession but then completes the application after the change (lower rate and no concession), is there a rule for which you must honor? 

We’ve worked diligently with our carrier partners to keep rates stable for many years.

_r=0&abt=0002&abg=1Here’s my synopsis: We are all involved in real estate because we know how to, or we are trying to learn how to, generate a secure and attractive rate of return on our money.I regularly double or triple my money or more buying and selling vacant land.

(BizJournal)Today’s Interest Rate: 6.91%(👇 .18% from this time last week, 30-yr mortgage)Economic CheckupThe economy is looking strong, and we always want to strongest economy we can get right?

We have an in-house Hard Money Lender with many options and very competitive rates.