We used that money to buy several big houses that generate $1000+ a week.So my answer to your question is to find some rich lady that can buy houses with you.

I would recommend Sherry Azordegan as a real estate lady, especially if you intend to buy in Madison County. 

You could look in the 44105 zip code, but it's still a gamble.

I like the gamble because it's hard to imagine rates not dropping over the next few years, at which point we'll see 5 million qualified home buyers per point, driving up demand and prices while you're able to reduce your carrying cost. 

My cleaning lady grumbles if she has to clean up a place if somone just stayed there a night or two. 

And so some poor lady had driven over there to see the place And talk to them to try to find out about the rental which wasn't available (or wasn't available yet it'll probably be available as soon as the eviction goes through...)

Rate buy downs are a band aid like you claim. they are sold with the idea that rates will be lower in the future when your buydown expires and you will be able to refinance it into a fixed rate. that has been the major push since rates began spiking. its gambling on the future interest rates being lower, therefore, it allows a larger pool of homebuyers to be able to afford higher prices with temporary lower interest rates, so logically home prices wont budge much, still enough to be down in most markets based on the aforementioned article, and by even your own market, real estate has not beaten inflation the last 12 months. 

There's also a lady on YouTube (This Mom Flips by Lauren Hardy) who has videos on virtual wholesaling.

I just had a young lady recently who applied for one of our apartments.

Anything under $3000/month for an apartment or $5000/month for SFR I wouldn't bother, since 99.9% of the population lives with a standard wall-type shower head anyway.Rain showers, body sprays, etc look great, but are definitely pricey, luxury features that should be reserved for pricey, luxury rentals.And while I'm sure "the ladies" may like the rain shower, I do also know that my wife's #1 complaint about showers is lack of water pressure (too low, and shampoo becomes really hard to rinse out).