@Mateusz SokolAfter the Dodd-Frank Act, the banks (entities that take deposits) really have cut back on their lending.

If they cut you out, then you've spent 5 minutes figuring out who NOT to work with.

I was thinking we could install more baseboard heaters and turn off gas furnace all together or at least turn on the baseboard heaters enough to cut down on gas consumption.

August’s national price increase marks 102 straight months of year-over-year gains!

It sounds like it can cut the time I plan to take action in half.

Additionally, even if your current PM doesn't rent out furnished units, you can exercise using another self-managed option where you can list and screen for the unit yourself (and cut back on that PM cost). 

Through creative advertising, selling valuables inside, making scrap yard trips, and cutting the grass.

I got a lawn care company that could cut both our sides at a discount, and that opened a door to negotiations.

Also your offer goes straight to the bottom of the pile after the other offers that do have pre-approval/ proof of funds and not all listings will even consider an offer like that. 

Plus, you can’t really get a straight answer here since it’s governed by the State laws and case history where the LLC is formed.As one accountant here on bp put it, you can have 100 rentals personally owned, 100 rentals and 100 LLC, or 100 rentals and one LLC.