@Monica Young@Michael SeekerI think that depends on the lender and the employer.

The buildings where I am looking to employ this strategy are typically difficult to sell so it gives me some leverage with a seller.  

We are both employed full time. 

I was a bit naive on some things and as I had shared with someone offline I dont know that I'd have been brave enough to take the leap to this business had my former employer at my W2 job made my life so miserable I hit rock bottom...so I have to give kudos to them for kicking me in the butt and throwing me over the cliff.  

It can help you create a short listPopulation growth, employment growth, wage growth, composition of business types are the most important factors in the health of the market.

They invest in 401k to receive the max employer contribution, but that is only one leg of their retirement stool. 

I have a fulltime gig with a 401k through the employer.

Back March 31 2020, I wrote about a futuristic possibility of a "Convenience Revolution" similar to the Industrial Revolution, where employment and industries might experience a massive shift in employment sectors with the entire COVID pandemic. 

Employment and job growth?

However, it is possible to get around those codes by employing an engineer who can determine your needs are less than that gold standard.