The airbnb we run out of the other half covers the whole mortgage, utilities, and property expenses most months which means we basically live for free right now most months.

I am just looking for a template to utilize for a friend as a starting point. 

The utility connect fees, the insurance, etc etc…You probably want to take a break from looking at real estate.

@Stephanie SmithHere are the current exceptions as of today.Repeated noise violations;Disturbing the peace and quiet enjoyment of others;Violating no smoking policies;Unauthorized animals;Unauthorized occupants;Failing to pay or maintain utilities (in certain situations); ORAny other material lease violations

I can use that account to write checks from, and even make utility/mortgage payments directly from the account.

Save the 10K, utilize the equity.

My biggest issue is having utilities be separated and of course mail and other things.

Eventually we figured out Arbitrage (didn’t know there was an actual name for it at the time) and signed a Master lease on a triplex, with a Net of a little over 53k after paying rent, utilities, expenses, etc.

When you advertise a higher price, people tend to overlook the cost of the utility that's included in the price.

Has anyone had any experience utilizing there primary residence as cross collateral for an investment property?