@Soup Nikk, like Chris mentioned, all fees seem higher than "typical".  

What are your long-term goals?

I want to add that this rental business is for vacation rentals/short-term, rather than long term rentals.

Lenders are not permitted to disclose loan terms conditions or even borrowers names until the loan is in foreclosure.

I am in Milwaukee, WI and I use the WLB lease format to sign fixed-term yearly leases with my tenants.

Long term hold with plans to force value by adding egress window/exits in basement to increase property from 2 bed / 1.5 bath to a 3 bed / 1.5 bath on each side and increase overall value.

Track record, a strong deal, conservative underwriting, realistic returns, good debt terms.

They are a summer weight comforter and these are a bit thinner that those.Overall they are a larger size than your typical Walmart/Target comforter so they will hang nice on the bed and work great as a summer weight cover.

The 4 bedroom home in this area of Ocala typically are listed for about $320,000 range.

As is price point.. this will give you a better long term outcome.if you buy way under median your getting into renter dominated neighborhoods and schools for sure will be bottom ranked.. instead of going East have you considered Vegas.. lowest prop tax's basically in the country. no big weather issues  desert landscape super simple to take care of.. and Stucco homes with tile roofs no big thunder and wind storms to ruin roofs etc etc.. you can buy nice rental house there is a solid B location for about 300k. just worth checking out if you never have..