I've heard good reviews but personally I would still be hesitant to install a wood based flooring product in a bathroom.Whatever you do, stay away from the super cheap stuff.

They don’t offer a 30 year product.

I think it is going to be hard to check the low down payment, low interest rate, and long am period boxes, but small banks are largely free to create products the way they want.

(Even with GC, Code enforcement will find things after the fact, so wait before you fix or update) I go with this option because our properties represent us, it is our products, our brand.

However, it is important to note that long term commercial products will most definitely factor in your credit as well as the debt service ratio (DSCR) of the asset to determine the leverage. 

There are plenty of ways to extend the life quite a bit and still have a modern product. 

The 1003 or loan application clearly states you attest that this is all the liabilities you have or know about and most loans to your LLC’s have recourse or require a PG (not all but often they do).If the borrower signs as an “individual,” on the mortgage or promissory note that is them as an individual pledging to repay, now if they sign as a Manager of XYZ LLC that is a different story (then there might be a separate PG document or perhaps its non recourse or not personally liable).Above is in reference to conventional financing and sure there are DSCR/rental loans out there or other types of products that dont care about DTI (non conforming products, hard money, private/portfolio etc).

could you find a new loan product? 

We are still moving product at a pretty great rate.

Let them know that you are willing to do this to ensure great service and a quality product.