I have incorporated the above entities, and the application states that if the entity requires a license to operate for the type of business, I must submit evidence of having a license.

Here is an example from a recent building we were looking to acquire that had this exact violation on the owner caused by an upset tenant (note the garage was there before he owned it, but current owner is still responsible): You then need to submit full plans/permits and bank on zoning allowing the change. 

Make sure to have an agent/attorney look over any offers before you submit them if you are unsure of the process.

Start analyzing and then when you find a property where the numbers work, submit an offer on it. 

But in my case reality hit and in 4 months of submitting offers I still don't have a lead. 

I was talking with an account manager last week who mentioned they are looking for a solution that allows them to charge guests automatically if a claim is submitted by the host.

Ah, Raleigh/Durham - one of the fastest growing metros in the entire country. https://www.statista.com/stati...The research triangle is saturated - don't feel bad that you haven't gotten a deal yet - you're in a very tough market - from my understanding, it's not uncommon for retail buyers to submit $10,000 non-refundable DD fees with their offers in that area which is crazy to me.

Then you can give that report to a contractor who will submit a proposal based on that report and cost estimate.

I show the house myself so I get to personally meet everyone (usually before they've submitted applications).

The 203k Consultant's report is REQUIRED by FHA to be completed prior to any contractors submitting their proposals.