There are even lending programs specifically for this.4.

I realize I am not rich by any means but I want to describe my situation so an experienced REI can give me advice suited to my specific situation.

It takes reps and reps to do, and generally having a commercial specific calculator for the assets you are looking at would be helpful. 

We feel we have no alternative but to comply as interest and penalties are accruing. 

This is a pretty broad question and the answer is always going to be very area specific.

If you're ever interested at WealthAbility we host events specifically for tax professionals.

Year of update of the systems (roof, plumbing, electric, heat)4. any pets, pools, tranpolines, or business use at any locationThey will usually need more specifics but this is a good start. 

or the split model where guest pays part of that …Anyone have specific experience on these two issues?

American.I know this is pretty specific but maybe I'm lucky and any of you have recommendations.We are also currently looking at Wealthability.

Cheap alternative.