As I have seen in the above posts, several people are having a hard time finding properties that meet these rules.

There are several branches in Maricopa County.

Most commercial/portfolio loans are 20-25 amortization but I have seen several who offer 30 as well.

Please call me to discuss several options one of which is me paying your moving expenses “This opens up a conversation, that will help you determine why they don’t want to move or are not responding.The expense to move may or may not be a whole lots (cash for keys), instead of them wasting months of your time.

So do I act like I attend to live in the home for several years so I can get the loan or do I keep on looking for a lender that will work with me? 

Also, we had several RE agents do CMA's and they have all agreed with the other two appraisals.   

There are also several good books out there that walk you through from A-Z. 

I've sold several of mine as I was looking to roll into larger projects or multis. 

It depends on a variety of factors if you sell with a realtor that will be about 6% gone if you have prepayment penalties on a loan that is something to consider if a buyer asks you to pay for closing costs that could be another several thousand dollars. 

I have called several and they are clueless as to what Wholesaling is.