I send a PDF (not word or you will see prospective residents change wording) version of the lease.

I can show you two versions I have built around Denver.  

She said 100%.. and she even signed a paper that she will be moving out.then.. very shortly before she was supposed to move out she suddenly told me that she is not moving and she gave an excuse that the reason is because she wouldn't be able to find an apartment due to her having a bad credit score....now for this reason and others...

They see all vehicles leases as a loan, since when the lease expires, usually the leasee buys the vehicle outright.Due in part to the number of loans you have, your FICO score may have decreased some and they view her as a higher risk, regardless of income.The bank may be running your numbers and don't think your ROI is accurate.

All will have their own criteria for minimum credit score, good guy pricing for higher scores, as well as experience levels for more liberal LTV's.

(Here’s all the info I can give to assist with your response to my question.)Location: Philadelphia, PACredit Score: 660Income $2200/monthDTI: 30%Employment status: Full TimeCash for downpayment: $4000-$6000As far as my “debt” I have a total of 6 Credit Cards & my card utilization is 75%, 63%, 64%, 90%, 57%, 65%.

Unfortunately, if you want to maintain that sweet 800 credit score, you're going to have to borrow money. 

Both look at the quality of deal and person rather then credit scores or income. 

I'm already seeing application fees in DuPage County hitting the $300-$350 mark just to look over the background checks, finances and score out the application. 

Hi Everyone,Scenario: I am talking to a mortgage broker that has given me a layout of what she can do for me considering my credit score (750+), the amount of money I want to out down, and how that will look over the long haul.